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Financial Programs

Here you can find links to programs providing financial aid through loans, grants and energy mortgages for a wide array of topics, on a state-wide and national level. They can help with everything from energy costs to hybrid vehicles.

Keystone HELP Residential Energy Efficiency Program

The Keystone HELP Residential Energy Efficiency Program provides low-interest rate loans and rebates to Pennsylvania residents for energy efficiency improvements to their homes, including the installation of ENERGY STAR qualified or even higher performance heating and air conditioning systems, geothermal systems, insulation and air sealing, and more. The Department of Environmental Protection is offering the program with our partners, the Pennsylvania Treasury Department, the Pennsylvania Housing Finance Agency and AFC First Financial. Click the link above to visit the Keystone HELP website or call toll free at (888) AFC-FIRST (232-3477).

Sustainable Energy Funds

In Pennsylvania, there are four funds created as a result of the restructuring plans of five electric companies. The funds are designed to promote the development of sustainable and renewable energy programs and clean-air technologies on both a regional and statewide basis. The funds have provided more than $20 million in loans and $1.8 million in grants to over 100 projects. The Sustainable Energy Funds are generally independent of state government, though the Pennsylvania Public Utility Commission does have jurisdiction over them. The four renewable and sustainable energy funds include:

Alternative Fuels Incentive Grant Program

The Alternative Fuels Incentive Grant (AFIG) Program provides financial assistance and information on alternative fuels, alternative fuel vehicles, hybrid vehicles, anti-idling technologies that use alternatives to diesel fuel for heavy duty trucks, and advanced vehicle technology research, development, and demonstration.

Federal Incentive Programs

The Energy Policy Act of 2005, the new national energy law signed by President Bush on August 8, 2005, provides valuable federal tax credits for consumers. Information is available through the Tax Incentives Assistance Project, the Alliance to Save Energy and Energy Star.

Loan Programs

Energy Mortgages are available through Fannie Mae . An energy mortgage credits a home's energy efficiency in the home loan. There are two types of Energy Mortgages, Energy Improvement Mortgages (financing an existing home) and Energy Efficiency Mortgages (pdf) (financing a new home).

The Commonwealth Community Energy Project offers a Home Energy Loan Program for homeowners and landlords in Crawford and Erie counties. Energy improvement loans of up to $10,000 at 4% interest, payable over a three-year term, are available for energy-related home improvements, including insulation, air sealing, home energy ratings, heating/air conditioning systems, windows, doors, and some Energy Star appliances. For more information call 814-332-2986.